Personal Stimulus Plan: New Office Equipment!

The recession got you down? The ol' office looking kind of dingy these days? Looking for reason for a pick me up? Why not buy some new Office Chairs. Nothing livens up the office like new equipment. Dell is practically giving computers away, why not accent them with spacify.com's great line of office chairs and other equipment. Give yourself a personal stimulus plan and get some new office equipment today! Spacify.com offers designer, modern office equipment. Glass tables, custom bathrooms, you name it. They are also offering free shipping on select pieces. Another reason to act now and save big on designer Italian furniture.

Senate Considering Consolidating Fed Powers

It looks like the Senate will have its say on the regulatory oversight of the Federal Reserve. Apparently not impressed with by the job of the Fed moving the U.S. out of recession, the Senate is considering lumping regulatory powers into fewer administrative agencies. According to a Washingtonpost.com article, Brady Dennis writes, "Senators on both sides of the aisle have expressed a lack of confidence in the Fed in the wake of the financial crisis, challenging everything from the central bank's transparency to its ability to protect consumers." Once the belle of the ball, now Cinderella can't get a date.

Real Estate Property Management

Real Property Management is a great company that works for you, the investor. They manage over 20,000 sites nation wide and offer services for the casual investor or the highly motivated one. A recent recipient of the "Franchise of the Year Honorable Mention" award, RPM Midwest joins the National Association of Residential Property Managers to ensure the highest standards in property management services. Consider them for your next property investment.

Hi Ho Silver!

Who knew the silver troy ounces my grandmother would give us every christmas would pay off. According to the latest estimates on WSJ.com, the 25+ ounces I have in safe keeping are worth somewhere between $400-500. Not bad for government work, as they say. So when the zombie apocalypse hits, I'll be bartering silver coins for food and guns...

Testing

A seed ascends around the turntable.

Take Care of Your Family

Tough times like these does not mean you should over look your family's nest egg. Look how easy it is to see the costs of a term life insurance policy from top rated companies. Now you can browse and compare rates from many companies instantly. Check out term life insurance from freelifetermquote.com

Finding Room in Your Budget

What a year we're having. How do you budget in times like this? Do you have a budget? I'll give you a few ideas to help you manage your budget and find a couple extra bucks to make some room to breathe:

1) Check your cell phone plan. ATT, Sprint, Verizon change up their offerings all the time. Their messaging plans, internet plans, etc change price and you might be able to trim some fat that way. Monitoring services like your cell phone plan may help you save money you'd otherwise be throwing away.

2) Check your interest rates. Do you have a car loan? Did you know it is easy to refinance if you go with another bank? Check your local credit union. I recently did this and lowered my interest rate from 8% to 5.75%...for a savings of nearly $2000 over the life of the loan.

3) Watch those credit card offers. Do you have more than one credit card? Do you get those balance transfer offers? For a small fee (1% most of the time) you can transfer your balance to the other card and often for a lower locked rate or no rate at all. That means for a balance of $5000 on your credit card, you might pay $50 to transfer, but rather than 10, 15 or 20%, you may lock in for 3.99%. That is HUGE savings over the life of the loan. You can pay off debt dramatically quicker.

Good luck people. Check back for more savings ideas!

Start your own site!

Here at "ADITLOAB," I post my thoughts about banking and financial things. Blogging is a great way to share your experiences and get your voice and opinion heard. Whether you are a veteran to your industry or just a newbie, there is always a perspective worth being heard. For those of you who want to take this game to a higher level, it is almost essential you start looking for your own niche and catchy name. Finding a website URL that you can purchase is hard enough, but what happens when you want to host your own site? I have gone with the obvious search sites, but sometimes the niche markets help you find services that you would never stumble upon without their expertise. That is what I found in webhostinggeeks.com. They are experts in the web hosting game. A good place to start for anyone is reading up on their domain names searches and blog posts. Anyone looking to create their own brand and raising their web presence needs to check these guys out. For me, working in the financial services industry, it really helps having people like this on my side to help me optimize my web presence. Check them out today!

Cinemacynics.com

These days I'm spending most of my time over at Cinemacynics.com. It's a great site for everything about movies. We've got the latest movie trailers. The most up to date news from the industry. Not to mention, we have three great reviewers watching tons of movies from old classics to the newest theater releases. Check us out there now: cinemacynics.com

Windows Gadgets

I just picked up a new (refurbed) Dell Inspiron 13. I love it. It came with Windows Vista Home Premium. I have mixed emotions, but overall, I really like it. The new "big deal" seems to be gagets and aps. One gadget I found is the file extension gadget.

Basically, this gadget searches for errors and helps you fix them. That sounds like a great service for me. I recently tried to install the pandora gadget, but had problems related to my 64 bit processor. I'll check it out and let you know what I find.

Discussing the Previous Day

Anyone check out the videos? any thoughts on what you saw?

I love the "Dear Sister" SNL skit. I had to watch the original scene from the OC for context. It's still funny either way. Fred Armisen is a great character actor, however, Bill Hader has to be my favorite right now on SNL.

as for Douche Penn...what can I say? I don't care about people wanting to marry other people. It's a ridiculously overrated "cause" and if I were a starving, mosquito bitten, AIDS infected, diamond mining african child, I'd be pissed.

I'm not against gay marriage rights, I just think our time, energy, and money could be spent a billion other injustices. Hey gay dudes, take it from one straight married dude....the grass ain't always greener.

Just my humble opinion...

Plastic Matching

I collect vintage GI Joe's. For the last 5-6 years I've been trying to hit up the local toy show that is in town in August. This has been problematic during the last two summers because we travel around the same time. This year shouldn't be an issue. I use a matching plastic guide to help find the right replacement parts. It's a great product and it helps me when I'm missing pieces and need custom parts.

A Return to Blogging

So, why not keep on doing a good thing? I have some time, so I'm going to try to keep up my blogging. I'll post things that make me laugh and make me mad. Right now that's these things:

Police Gear Website

I was browsing aimlessly today when I came upon everyone's favorite Police Gear Website, lapolicegear.com. In need of rifle slings? Who isn't these days? Luckily for you, this place has it all. After watching "Jericho" and seeing how ill prepared people can be for the imminent apocalypse, I think you should gear up. You'll thank me later.

In Case You Didn't Know...

I've moved and doing a lot more there than I can do here. alexburdine.com I hope to see you there. Blogs, reviews, and much more. ab.

"Shining" - The Family Movie

I thought this was pretty cleaver...I mean...clever.

Science is Neat! Saturday

It's the return of Science is Neat! Saturday...

I know many of the loyal readers missed this segment (all 3-4 installments of it), so back by popular demand, here it is!

So some of the odd and amazing things in the news:

A two and a half foot woman gave birth to an 18" baby this week.

American owned Boeing lost a $40B contract to a European owned business to make in-air refueling planes.

Despite our efforts to speed up Global warming...I'm still freezing my butt off in Pennsylvania.

There it is folks. See you next Saturday.

Got Bad Credit? Repair It With A Credit Card

My advice: Repairing credit is a hard thing to do, but with some hard work and diligence, it can be done. Check out this opportunity....

Bad credit is a reality for millions of Americans, making it difficult for these consumers to build the future they envision for themselves and their families.

Fortunately, there are lenders who are willing to give those with bad credit a second chance. BadCreditOffers.com is a leading comparison website for people with bad credit -- featuring credit cards, home loans, auto loans, personal loans, and much more.

The site's "bad credit credit card" section compares 10 of the top credit cards on the market for bad credit and provides links to their online applications. Consumers can apply for the offer that's right for them, and by making payments on time they can start down the road toward rebuilding their credit and, perhaps, their financial future.

bad credit card

Hooray for Coach J!

I know Coach J. He and I have the same birthday. He's one of my eldest brother's best friends. Watch the video, it's really funny. Great Job Coach (Chris).

More Banker Speak

How good are you at Debt Management?

Some debt is considered "good debt," like for instance student loans. Let's face it, we would all love to have paid for school out of pocket, and perhaps you are one of the lucky ones that had parents who game planned your future. However, there are many of us that do have this kind of debt and it is important to see the end goal of such debt. One day, hopefully, you will be earning well beyond what you could have earned without the degree.

Likewise, establishing credit early is a good thing, but the temptation to use your card can lead to unwanted debt. Another trap is the lure of "points". These things sound too good to be true and many cases are.

The reality is that you spend with your credit card more frequently and therefore are more willing to use that card for bigger purchases that you will justify paying off later for those pesky points. There in lies the trap. The fees that you end up paying in finance charges override the actual benefit of receing those points.

Too good to be true indeed. Yet, there are some people out there who can balance all of this. If you're one of them, you indeed are not just one of the statistics.