Financial Talk from ADitLoa Banker

Did you know that there are businesses that specialize in helping individuals with bad credit?

Bad Credit Loans help people with poor credit get re-established in the credit market. Without good credit, you could end up paying thousands of dollars in extra interest over your lifetime. In some cases, you won't be able to make major purchases like houses, cars, etc that are benchmarks for healthy personal portfolios

Unsecured Personal Loans are loans used without collateral. Typically these are short term loans with higher interest rates. They are one of the best ways to establish good credit, if you can qualify.

Bad Credit Credit Cards are cards that have low limits, but encourage and reward the user when they pay back the balance. They can have higher interest rates, but the point is that it would be easier to pay back a card with a $300 limit and less risk for the lender.

So if you're serious about getting back on a good foot financially, consider some of these options.